emergency fund

‘Keep the change’ — done right — can be a life-changer

January 7, 2021 by admin

I changed the way I “keep the change” in 2020, and it paid off bigger and better than expected. At a time when multiple studies show that just four in 10 American adults could cover the cost of a $1,000 emergency room visit or car repair using savings – and with people understanding more than …

Do you have $2,467 saved for emergencies? You should

October 30, 2019 by admin

For years, consumers and financial advisers have wrestled with the “right” amount to set aside for emergencies. The long-lived rule of thumb on the subject is that three to six months of salary is necessary to have an adequate emergency fund, but few people actually live by that guideline. Not only is that a lot …